Help Desk

Providers that Guaranteed to accept you

As you will know it is almost essential to have a bank account these days. Paying bills, making purchases receiving wages and keeping your money safe are all so much easier if you have bank account. Unfortunately, when a bank declines you because you have had bad credit in the past (e.g. made bankrupt), or you are new to the country what do you do?

 In the past there has been NO other option - NOW there is; we offer Bank Account providers that are Guaranteed to accept you as long as you are over 18 years of age and a UK resident.

Bad credit history. No Problem

Do you want a personal current UK bank account with a UK high street bank but find that because of a poor repayment history, poor, adverse or bad credit (one CCJ or multiple CCJs, one default or multiple defaults), even bankruptcy or an IVA, a low credit score (low earnings, not at address for long etc) or simply not being on the electoral register means that you are turned down again and again?

We can provide you with the hard to find information enabling you to open a personal current UK bank account with a UK bank. The various UK bank accounts we can tell you about are available to almost anyone even if you have any of the credit problems mentioned above.

You will simply need 2 forms of ID (identity and address) to open these bank accounts. This is a requirement for all those opening a UK bank account.  

You can apply for these various non-status bad credit UK bank accounts by post, online or in the branch. You may be required to visit the bank to present your ID documents. The only checks done will be to make sure you do not have any CIFAS fraud flags on your credit file and to check your bankruptcy status.  

We also recommend that you pay your income into the account. This will help enormously if you should ask the bank for an account upgrade at a later date.

Advertisement