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Prepaid
Credit Cards - For those that require the functionality of a
credit card, without wishing to borrow money, a prepaid credit card
could be the ideal solution.
Student Credit Cards -
Managing a
budget when you’re a student is never easy. Not only do course fees,
accommodation costs, study material prices and (occasional) grocery
shopping trips all add up, but the weekly alcohol bill can cause
financial outlays to skyrocket!
Best Cash Back Credit Cards Guide
- Banks make millions of pounds every year from the interest that people
pay on their credit card debts, but if you play your cards right, you
can actually earn money every time you spend.
Supermarket credit cards compared
- Most people, and families especially, spend a significant amount of
money on their supermarket shopping, so taking out a supermarket credit
card can earn you “points” that will save you money on your weekly
shopping - leaving more for the nicer things in life.
Credit Cards for Adverse Credit
History - If you’re stuck in a credit rating rut where you’re not being
approved for credit, so can’t improve your rating, then an adverse
credit card could help.
Compare 0% Balance Transfer Credit
Cards - If you’re becoming a slave to unmanageable credit card debts
then a 0% balance transfer credit card could ease the burden. Switch
your balance to a 0% card and save yourself from paying off the interest
rather than the balance.
Best Airmiles Credit Cards -
Let
your money take you places with an Airmiles credit card If you want to
earn a nice reward for your spending, an airmiles credit card.
Surviving the credit crunch -
If
you’ve been turned down for a credit card or a loan, or found that your
credit limit has inexplicably been reduced, you’re probably feeling the
effect of the consumer credit crunch.
Lifetime balance transfer credit
cards - If you’re carrying round a large debt, you could find yourself
caught in a viscous circle of balance transfers and their attached fees.
While lifetime balance transfer cards won’t let you escape your interest
payments altogether, they do offer a long-term alternative.
Get a Reward for your spending -
Many people think of credit cards as the bad guys of banking; interest
hikes, late payment fees and the constant temptation to spend a little
more but playing your cards right can get you a nice little reward.
Understanding your credit score -
In a financial climate that’s making it increasingly difficult to obtain
credit, it is becoming more useful than ever to know exactly what’s on
your credit report.
Cut your Credit - While having a
well-maintained credit card is good for your credit rating, you
shouldn’t have a host of old cards lurking around and cancelling old,
unused credit cards actually improves your credit rating.
0% Balance Transfers Credit Cards
- Balance transfer credit cards revolutionised the credit card market,
sparking a rate war where lenders fought to entice consumers with longer
interest free periods on their balance transfers and added extras like
zero per cent on purchases too.
Low APR Credit Card -
Low APR
cards offer a lower rate of interest on your balance, so while you won’t
avoid paying interest each month, it will always be at a much lower
rate.
Credit Card Charges Abroad -
The
summer holidays are almost upon us and many people will be planning on
taking their credit and debit cards away with them; but while they’re
convenient and relatively secure, they could end up costing you a
fortune in hidden fees and foreign transaction charges.
Loyalty Vs Cashback Cards -
Many
people think of credit cards as the bad guys of banking; interest hikes,
late payment fees and the constant temptation to spend a little more.

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