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Credit Card Guide

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Prepaid Credit Cards - For those that require the functionality of a credit card, without wishing to borrow money, a prepaid credit card could be the ideal solution.

Student Credit Cards - Managing a budget when you’re a student is never easy. Not only do course fees, accommodation costs, study material prices and (occasional) grocery shopping trips all add up, but the weekly alcohol bill can cause financial outlays to skyrocket!

Best Cash Back Credit Cards Guide - Banks make millions of pounds every year from the interest that people pay on their credit card debts, but if you play your cards right, you can actually earn money every time you spend.

Supermarket credit cards compared - Most people, and families especially, spend a significant amount of money on their supermarket shopping, so taking out a supermarket credit card can earn you “points” that will save you money on your weekly shopping - leaving more for the nicer things in life.

Credit Cards for Adverse Credit History - If you’re stuck in a credit rating rut where you’re not being approved for credit, so can’t improve your rating, then an adverse credit card could help.

Compare 0% Balance Transfer Credit Cards - If you’re becoming a slave to unmanageable credit card debts then a 0% balance transfer credit card could ease the burden. Switch your balance to a 0% card and save yourself from paying off the interest rather than the balance.

Best Airmiles Credit Cards - Let your money take you places with an Airmiles credit card If you want to earn a nice reward for your spending, an airmiles credit card.

Surviving the credit crunch - If you’ve been turned down for a credit card or a loan, or found that your credit limit has inexplicably been reduced, you’re probably feeling the effect of the consumer credit crunch.

Lifetime balance transfer credit cards - If you’re carrying round a large debt, you could find yourself caught in a viscous circle of balance transfers and their attached fees. While lifetime balance transfer cards won’t let you escape your interest payments altogether, they do offer a long-term alternative.

Get a Reward for your spending - Many people think of credit cards as the bad guys of banking; interest hikes, late payment fees and the constant temptation to spend a little more but playing your cards right can get you a nice little reward.

Understanding your credit score - In a financial climate that’s making it increasingly difficult to obtain credit, it is becoming more useful than ever to know exactly what’s on your credit report.

Cut your Credit - While having a well-maintained credit card is good for your credit rating, you shouldn’t have a host of old cards lurking around and cancelling old, unused credit cards actually improves your credit rating.

0% Balance Transfers Credit Cards - Balance transfer credit cards revolutionised the credit card market, sparking a rate war where lenders fought to entice consumers with longer interest free periods on their balance transfers and added extras like zero per cent on purchases too.

Low APR Credit Card - Low APR cards offer a lower rate of interest on your balance, so while you won’t avoid paying interest each month, it will always be at a much lower rate.

Credit Card Charges Abroad - The summer holidays are almost upon us and many people will be planning on taking their credit and debit cards away with them; but while they’re convenient and relatively secure, they could end up costing you a fortune in hidden fees and foreign transaction charges.

Loyalty Vs Cashback Cards - Many people think of credit cards as the bad guys of banking; interest hikes, late payment fees and the constant temptation to spend a little more.

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