Accident insurance

Accident insurance is a financial product which, in return for a regular payment, protects policyholders against the financial impact of having an injury and needing to take time off work to recover.

Act of God

An act of god is an unpredictable and unpreventable event which is not caused by human actions.

Breakdown cover

Breakdown cover provides car owners with assistance in the event of their car breaking down, with a mechanic either attempting to fix the car at the roadside or taking it to a garage.

Buildings insurance

Buildings insurance is a policy taken out by a homeowner to cover the cost of rebuilding or repairing their property in the event that it is damaged.

Car insurance

Car insurance is a policy that protects the car owner and other road users from monetary loss if their vehicles are damaged.

Cheap insurance

People looking for cheap insurance need to consider how to get better value for the amount they pay.

Commercial van insurance

Commercial van insurance is insurance that covers vans owned by companies rather than individuals.

Critical Illness Cover

Critical illness cover is a financial product that, in return for a regular payment, pays out money if the policyholder contracts one of the illnesses the policy specifically covers.

Dental insurance

Dental insurance is a type of health insurance designed to pay for the cost of dental care.

Double Indemnity

Double Indemnity is a clause on many accident insurance and life insurance polices that offers twice the normal pay out if death is accidental.

Driving ban assistance

Driving ban assistance is a product that will cover the cost of travel for people issued with a driving ban.

Due Care/Reasonable care

Most insurance policies contain a clause specifying that the insured must exhibit ‘due care’ or ‘reasonable care’ or they will not pay out.

Excess

The excess is the amount a policyholder will have to pay as a result of making a claim on an insurance policy.

Friendly Society

A friendly society, sometimes referred to as a mutual society, is a financial organisation owned by its members and not shareholders.

Grace Period (car insurance)

Until recently drivers had 14-days grace between their current car insurance policy running out and when they were required by law to have a new one.

Home and Contents Insurance

Home and contents insurance is a financial product, which in return for a regular payment, pays out compensation if the policy holder's possessions are damaged, lost, stolen, or otherwise damaged.

Income Protection Insurance

Income protection insurance is a financial product that, in return for a regular payment, will cover a policyholder's financial commitments if they are prevented from earning.

Insurance Premium

An insurance premium is a payment made to a company in return for financial protection for a given period of time.

Life insurance explained

Life insurance is a financial product that, in return for contributing a regular payment, will pay out a large sum if you die.

Mobile Phone Insurance

Mobile phone insurance offers financial protection against the risk that the policyholder's mobile phone is lost, damaged, or stolen.

Mortgage insurance

There are a series of insurance products that go with mortgages.

Motorbike insurance

Motorbike insurance is a legal requirement for people riding a motorbike in the UK.

No-claims bonus

A no-claims bonus is a reduction in the cost of an insurance policy granted to the policy holder for not making a claim in the previous period of cover (typically one or more years).

Payment protection insurance

Payment protection insurance provides cover for people taking on debt in case their circumstances change and they are unable to meet repayment requirements.

Pet Insurance

Pet insurance is a financial product that, in return for a regular payment, pays out money to cover specific costs incurred by a pet.

Private Health Insurance

Private health insurance, or medical insurance, is a financial product that - in return for a regular payment - pays out for private medical expenses or treatments up to a certain amount.

Compare Credit Cards | Compare Bank Accounts | Compare Insurance | Compare Energy | Compare Phones